This article gives a day by day overview of each step in the Tuition Express process.

Tuition Express Processing Time Line

Recurring ACH (checking/savings) and Credit Card items are processed at the same time as described below. Point of Sale (POS) transactions are processed individually as they occur. See: When are Point of Sale payments credited to my account?

Recurring Credit Card Time Line

  • Center transmits credit card payment request by 1:00PM pacific time.
  • Tuition Express processes center request between 1:00PM-2:00PM pacific time (see note 1 below).
  • Center notified via email of any credit card declines on the same day as processing.
  • Funds are credited to center’s bank account in 48 hours (see note 2 below).

Recurring ACH Processing (from checking and savings)

Note: Each day below refers to a regular business day for the bank industry and does not include weekends or bank holidays.

Day 0

  • Center transmits automatic debit request by 1:00PM pacific time (see note 1 below).
  • Center receives email Batch Receipt indicating Tuition Express received center request.
  • Tuition Express processes all center requests between 1:00PM 2:00PM pacific time.

Day 1

  • Tuition Express initiates deposit into center’s bank account.
  • Per Item fees related to transaction are calculated and prepared for processing.
  • Parents accounts are debited (note: The time of day the parents accounts are debited depends on the State in which you live and the internal policies of the bank).
  • Tuition Express processes both center deposit and fee related withdrawal between 3:00PM-4:00PM pacific time. Center receives email Settlement Notice on transaction.

Day 2

  • Funds deposited to center bank account (see note 2 below).
  • Non-sufficient funds (NSF) / Returns are processed. Center notified via email of all NSF clients and the amount. (Note: Center may be sent a “Notification of Change” (NOC) and charged a fee. NOC’s are typically a result of bank mergers. Unlike returns, center receives requested amount and is notified to make changes to the parent’s bank account information or be subject to further charges).
  • Tuition Express initiates withdrawal of NSF amount and related NSF fees.

Day 3

  • Centers bank account reflects withdrawal of any NSF / Returns that have been debited along with all related bank fees.
  • Returns continue to be processed on original batch due to some banks responding slower then others.

Day 4

  • Centers bank account reflects withdrawal of any NSF / Returns that have been debited along with all related bank fees.
  • Returns continue to be processed on original batch due to some banks responding slower then others.

Notes

Note 1: Payment requests submitted after 1:00PM Pacific Time will be processed the next banking day.

Note 2: Your bank may place a 24 hour hold on your deposit. Consult with your bank for a waiver if this occurs.